Compare Motorhome Insurance Providers

See how NZ's top motorhome insurers stack up on coverage, features, and value.

Featured Providers

AA Insurance

🔵
4.5/5

Price Tier

$$

Key Features

  • Comprehensive cover
  • Agreed & market value
  • 24/7 claims
  • Roadside assist

Pros

Strong brand, good claims service, wide provider network

Cons

Can be pricier for older motorhomes

Star Insure

4.6/5

Price Tier

$$

Key Features

  • Specialist motorhome
  • Agreed value
  • Contents cover
  • Roadside assist

Pros

Specialist RV insurer, tailored policies, expert knowledge

Cons

Less well-known brand than majors

Tower Insurance

🟠
4.2/5

Price Tier

$

Key Features

  • Comprehensive
  • Market value
  • Third-party liability
  • Online claims

Pros

Competitive pricing, easy online process, straightforward

Cons

Fewer specialist motorhome features

AMI Insurance

🟢
4.3/5

Price Tier

$$

Key Features

  • Comprehensive cover
  • Agreed value option
  • Contents add-on
  • 24/7 support

Pros

Wide coverage, strong NZ presence, multi-policy discounts

Cons

Premium for high-value motorhomes

State Insurance

🔷
4.1/5

Price Tier

$

Key Features

  • Comprehensive
  • Third-party
  • Market value
  • Online portal

Pros

Affordable entry-level options, reliable

Cons

Limited specialist add-ons

Covi Insurance

🏕️
4.7/5

Price Tier

$$$

Key Features

  • Specialist motorhome
  • Agreed value
  • Contents cover
  • Legal liability

Pros

NZ's leading specialist RV insurer, best for motorhomes

Cons

Higher premiums reflect specialist coverage

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Save Money

Compare quotes and find the most competitive pricing for your motorhome type and usage pattern.

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Find the Right Cover

Different providers offer different features. Find the coverage that matches your specific motorhome needs.

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Expert Service

Our brokers compare the market and deliver personalized recommendations based on your situation.

What to Compare

When comparing motorhome insurance providers, look for:

Coverage Options

Comprehensive, agreed value, third-party liability, contents cover, and add-ons.

Premium Costs

Compare annual premiums, but also check what's included at each price point.

Excess Options

Flexible excess choices and discounts for safe driving or security measures.

Claims Service

24/7 claims support, fast settlement, and a strong repair network.

Customer Reviews

Check ratings and testimonials from other motorhome owners.

Specialist Knowledge

Does the provider understand motorhomes and unique motorhome risks?

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